Why Finance Your Equipter
Financing may help a business plan an equipment purchase while preserving cash for payroll, materials, and other operating needs. Whether financing fits your budget depends on the terms offered by a participating lender.
CurrencyFinance handles application intake and lender matching. A participating lender is responsible for underwriting, approval, terms, disclosures, and repayment. SLC Rentals does not collect application or credit data.
Who is CurrencyFinance? Currency is the financing arm of Sandhills Global, the company behind Machinery Trader and Equipment Trader. It is a licensed loan broker (Express Tech-Financing LLC) and has been BBB accredited with an A+ rating since 2021.
Why contractors finance instead of paying cash:
- Preserve working capital for payroll, materials, and the jobs already on your calendar.
- Compare the proposed repayment obligation with your operating budget and expected equipment use.
- Plan equipment costs alongside other business expenses instead of making one full cash purchase.
- Keep cash reserves available for operating needs and unexpected expenses.
- Discuss possible business-equipment tax treatment with a qualified tax advisor.
What a Financed Equipter Buys You
- Faster tear-offs — debris goes straight from the roofline into the container, not onto tarps.
- Smaller cleanup crews — fewer labor hours spent hauling shingles across the yard.
- Protected landscaping — wide tires and precise dumping mean fewer property-damage claims.
- A sales edge — homeowners notice the crew that shows up with the right equipment.
How Financing Works
Pick Your Equipter
Browse our pre-owned inventory or tell us what you're looking for — we'll help you land on the right unit.
Apply Online
The application goes directly to CurrencyFinance, which collects your information and connects you with lenders in its network.
Review Financing Details
A participating lender provides the decision, available terms, required disclosures, and repayment details.
Complete Your Purchase
If you accept an offer, coordinate the Equipter purchase and pickup or delivery with SLC Rentals.
Financing Options
Third-Party Equipment Financing
CurrencyFinance
Apply on CurrencyFinance's hosted site. CurrencyFinance handles application intake and lender matching; a participating lender handles underwriting, approval, terms, disclosures, and repayment.
- Application intake handled by CurrencyFinance
- Lender matching through CurrencyFinance
- Financing decisions and terms provided by the participating lender
- SLC Rentals does not collect application or credit data
Ask Your Tax Advisor About Section 179
Section 179 may allow qualifying business equipment placed in service during the tax year to be deducted, subject to eligibility requirements, deduction limits, and other tax rules. Financing an equipment purchase does not guarantee eligibility or a particular deduction.
Tax treatment depends on your business, the equipment, its use, and the tax rules in effect for the applicable year.
SLC Rentals and CurrencyFinance do not provide tax advice. Confirm eligibility, timing, and deduction amounts with a qualified tax advisor or CPA before making a purchase decision.
Section 179 at a Glance
- Both new and used business equipment may qualify when applicable requirements are met.
- Financing does not by itself determine eligibility or the deduction amount.
- Placed-in-service timing and business-use requirements can affect eligibility.
- Deduction limits and tax rules can change; confirm the current rules with your advisor.
Financing FAQ
Does SLC Rentals handle my financing application?
No. The application is submitted on CurrencyFinance's hosted site. SLC Rentals does not receive or store application or credit data.
What happens after I submit an application?
CurrencyFinance handles application intake and lender matching. A participating lender is responsible for underwriting, approval, available terms, required disclosures, and repayment.
How quickly will I receive a decision?
Timing depends on the application and the participating lender. CurrencyFinance and the participating lender will provide next steps after submission.
Will applying affect my credit?
CurrencyFinance says prequalifying uses a soft credit check, which does not affect your score. A participating lender will usually run a hard credit check if you move forward with an offer. Ask which check is being run before you authorize it, and review the disclosures before submitting.
What should I check before I sign?
Get the interest rate, any documentation or origination fees, the down payment, and the total cost of the loan in writing before you sign. It is worth comparing that offer with your own bank or credit union.
Who usually qualifies?
Financing through CurrencyFinance typically works best for businesses with at least two years of history and fair or better personal credit. Each participating lender sets its own requirements.
Can I apply for financing on a pre-owned Equipter?
You can submit an application for a pre-owned Equipter. Financing availability, approval, and terms are determined through CurrencyFinance and the participating lender.
Can financing affect my taxes?
Business equipment may qualify for deductions such as Section 179 when applicable requirements are met. Tax treatment varies, so consult a qualified tax advisor about eligibility and deduction amounts.
Can I finance a rental instead of a purchase?
This application path is for equipment purchases. Contact SLC Rentals separately to discuss rental options.
Check Out Why Our Customers Love Us
Ready to Get Started?
Tell us which Equipter you're looking at and we'll point you to financing options for it.
Refer a roofer — both of you win
When a contractor you send rents or buys from SLC, we thank you and give them a head start. See how the program works and what qualifies.